Truck Accidents Lawyers, Tractor Trailer Collision Attorneys

Truck Accidents Lawyers, Tractor Trailer Collision Attorneys

1. THE INSURANCE COMPANY IS NOT YOUR FRIEND. If you’ve been in a truck accident it’s important to understand the “real” agenda of the insurance company in your case. First, understand the insurance company is not your friend, they are not looking out for you, they are only looking out for their own interests. See, insurance companies exist for one purpose only, to make money. Insurance companies make money by selling insurance and receiving premium payments, they then invest this money and make even more money. Insurance companies lose money by paying out benefits (money) to people hurt in car accidents caused by the people they insure. Since you are one of those people who want the insurance company to pay you money you represent a potential loss to the insurance company and insurance companies hate losses, cause that really sets back that whole “exist only to make money” thing.Truck accident attorneys Never forget these simple facts, they are the basis for everything the insurance company does, they have only one goal, that is to close your case without paying you anything or if they have to pay you something, to pay you as little as possible. 2. THE INSURANCE COMPANY IS ALWAYS REPRESENTED BY AN EXPERIENCED TRUCK ACCIDENT LAWYER. Insurance companies are smart, they know that when you're dealing with the law you need a lawyer, a lawyer experienced in truck accident law. Insurance company lawyers are there for one reason only, to protect the interests of the insurance company. If you choose not to be represented by a lawyer, the insurance company’s lawyer armed with, years of knowledge and experience, adjusters, investigators and almost limitless resources has absolutely no obligation to look out for your interests, you are on your own. 3. INSURANCE COMPANIES PAY ALMOST THREE TIMES MORE MONEY IN CAR ACCIDENT CASES WHEN THE INJURED PERSON IS REPRESENTED BY A LAWYER. This fact comes straight out of an insurance company’s training manual. We believe this fact applies equally to truck accident cases. Paying three times more money to injured people who have retained legal counsel certainly explains why so much of an insurance adjuster’s time is spent trying to discourage accident victims from talking to lawyers. When you think about it, it makes sense, of course unrepresented people who have essentially no knowledge or experience about truck accident law, won’t be able to negotiate nearly as effectively as a trained, truck accident attorney. Since insurance company’s sole reason to exist is to make money it’s clear that keeping injured people and lawyers apart makes good business sense for them but not for you. 4. HIRING A LAWYER DOESN’T MEAN YOUR CASE WILL TAKE YEARS TO BE SETTLED OR MEAN YOU WILL HAVE TO GO TO COURT. A lot of people think that hiring a lawyer delays the legal process so that their case will take years to be completed. The truth is, this is usually not the case. At Brown and Crouppen most accident cases are finished in one year or less. We usually figure that a case will be all done within 60 to 120 days after we receive your final medical records. As far as your fear of having to go to court, don’t worry, it is rare that any Brown and Crouppen client will ever have to go to court or even sit for a deposition. Through a lot of hard work we have developed a reputation in the legal community that allows us to fairly settle most of our cases without the need of our clients to be subjected to these unpleasant parts of our legal system. In short, don’t worry, your case will probably be settled favorably in months not years and very few Brown and Crouppen clients ever have to appear in court. truck accident lawyer 5. YOU DON’T HAVE FOREVER TO TAKE CARE OF YOUR TRUCK ACCIDENT CASE. Unfortunately, this is the truth. There are definite time limits in taking care of your case. These time limits are called statutes of limitations and if you wait past the time set out in the statute your case is over, forever, regardless if you have gotten any money or not. Don’t let this happen to you, if you have a truck accident don’t wait until it’s too late, call Brown and Crouppen now. 6. IT DOES NOT COST YOU ANY MONEY IN ADVANCE TO GET A LAWYER IN A TRUCK ACCIDENT CASE. At Brown and Crouppen our policy in truck accident cases, as well as our other injury cases, is that we never charge you any “in advance” legal fee. The only way you ever pay any legal fees or expenses is at the conclusion of your case and then only out of the money we were able to recover. If we are unsuccessful and no money is collected then any costs we incurred is our expense and of course you owe us nothing for our time. We believe we should make money only after we make you money. That’s why it doesn’t cost you any money in advance to get a lawyer in a truck accident case.
Continue Reading

Advantages to Incorporating

Advantages to Incorporating

There's no question that hard work and a little luck is what it takes to BE successful. But a little knowledge, especially when it comes to setting up your business, will help you STAY successful. While many business owners give a lot of thought to location, store décor, customer service, hiring employees and management issues (and rightly so); choosing the proper business structure (such as sole proprietor, partnership, corporation, limited liability company) doesn't get the attention it deserves. Many entrepreneurs don't realize this, but the business form they choose can often times be the difference between success and failure, especially in today's competitive and litigious marketplace. If you want to succeed, you need all the advantages you can get. High on the list of safe bets is the corporate form of business. business law Incorporating, while definitely not for everybody, offers several distinct and money-saving advantages over the other types of entities. Here are seven of those advantages: Asset Protection - If you operate as a sole proprietor or partnership, there is virtually unlimited personal liability for business debts or lawsuits. In other words should you go out of business or be a defendant in a lawsuit, your personal assets such as homes, jewelry, vehicles, savings, etc. are up for grabs. This is generally NOT the case when you incorporate. When you incorporate you are only responsible for your investment in the corporation. The limited liability feature of a corporation, while not a guarantee, is DEFINITELY one of the most attractive reasons for incorporating. Easier To Sell - Corporations are generally much easier to sell and are usually more attractive to buyers than either a sole proprietorship or partnership. The reason for this is because a new buyer will not be personally liable for any wrongdoings on the part of the previous owners. If someone buys a sole proprietorship, for example, the new owner can be held personally liable for any mistakes or illegalities on the part of the prior owner…even if the new owner had NOTHING to do with the situation! This is usually NOT the case with a corporation. Tax Savings - When you incorporate there are numerous tax advantages at your disposal that are virtually impossible to accomplish with other business entities. When you incorporate you create a separate and distinct legal entity. Because of this, there are many transactions that you can structure between you and your corporation to save big money on taxes. For instance, if you own a building you can rent office facilities to your corporation and claim depreciation and other deductions for it. Your corporation can then claim the rental expense. You are prohibited from doing this if you are a sole proprietor or a partner in a partnership. Privacy and Confidentiality - The corporate form of business is a great way to keep your identity and business affairs private and confidential. If you want to start a business, but would like to remain anonymous, a corporation is the best way to accomplish this. States such as Nevada offer even more privacy protection for corporations and their shareholders. Easier to Raise Capital - When you're looking to raise money through investment or borrowing, a corporation can actually make finding and getting the money you need easier. If you want to take on investors you simply sell shares of stock. If you want to borrow, a corporation can add clout when dealing with banks or other lending institutions. Perpetuity - As I mentioned in #3, when you incorporate you create a separate and distinct legal entity. This separate and distinct entity (the corporation) can endure almost forever irrespective of what happens to the shareholders, directors, or officers. This is NOT the case with sole proprietorships, partnerships or even limited liability companies. For example, if an owner, partner, or member dies the business AUTOMATICALLY ends or gets wrapped up in legal red tape. Corporations, on the other hand, have unlimited life. Increases Credibility - Let's face it. Most people feel more secure and confident dealing with a corporation as opposed to a sole proprietorship. Having INC. or CORP. after your company's name adds a touch of professionalism and credibility to your business dealings. business lawyers As always, be sure to consult with your attorney or business advisor before undertaking any important legal or financial decision. While there are many advantages and money-saving reasons to incorporate, as I've said before, it's not for everybody. However, you do owe it to yourself to find out more. Alex Goumakos is a CPA, business advisor and guest consultant of Active Filings LLC, a professional incorporating company that provides services in all US.
Continue Reading

Truck accident Statistics for all States 1996-2000

Truck accident Statistics for all States

An average of about 5,000 trucks are involved in a fatal traffic accident each year. Tractors pulling one semitrailer are the most common truck configuration, accounting for about 60% of all trucks involved in a fatal accident. Texas, California, and Florida had the greatest number of truck involvements over the period 1996 to 2000.truck accident lawyer The number of persons killed in accidents involving a truck decreased to 5,567 in 2000, compared with an average of 5,647 from 1997-1999. The number of truck drivers killed in traffic accidents increased from 658 in 1998 to 713 in 2000. About 360 pedestrians and 70 bicyclists are killed each year in traffic accidents involving trucks. Fatal Truck Involvements by Year and State, TIFA 1996-2000 State 1996 1997 1998 1999 2000 Total
Alabama 142 167 153 146 154 762
Alaska 8 9 2 7 4 30
Arizona 79 75 99 117 107 477
Arkansas 101 122 107 98 119 547
California 387 393 374 347 396 1897
Colorado 57 81 54 65 75 332
Connecticut 32 24 32 24 39 151
Delaware 16 17 23 10 21 87
Dist of Columbia 6 3 2 2 4 17
Florida 284 295 330 344 321 1574
Georgia 221 221 202 233 219 1096
Hawaii 12 3 3 3 2 23
Idaho 41 33 24 26 27 151
Illinois 155 177 185 204 171 892
Indiana 164 164 183 195 170 876
Iowa 88 76 84 102 87 437
Kansas 64 87 82 80 85 398
Kentucky 98 118 103 104 99 522
Louisiana 86 132 149 124 118 609
Maine 14 22 22 27 27 112
Maryland 71 92 73 65 67 368
Massachusetts 36 39 39 37 49 200
Michigan 170 133 155 144 152 754
Minnesota 67 91 86 90 78 412
Mississippi 97 110 114 118 122 561
Missouri 153 139 165 169 179 805
Montana 21 22 19 15 27 104
Nebraska 49 49 43 62 55 258
Nevada 45 24 36 44 37 186
New Hampshire 15 14 12 11 11 63
New Jersey 88 83 67 61 94 393
New Mexico 58 51 51 52 44 256
New York 157 158 135 156 162 768
North Carolina 189 210 244 204 178 1025
North Dakota 9 13 8 20 11 61
Ohio 215 207 202 214 199 1037
Oklahoma 97 103 115 97 116 528
Oregon 63 77 67 50 65 322
Pennsylvania 196 181 187 217 188 969
Rhode Island 7 3 2 9 2 23
South Carolina 110 95 133 144 96 578
South Dakota 20 16 13 19 22 90
Tennessee 167 137 135 173 172 784
Texas 440 429 462 434 499 2264
Utah 36 51 53 39 44 223
Vermont 10 15 12 8 8 53
Virginia 126 124 118 108 107 583
Washington 70 84 72 60 69 355
West Virginia 62 55 41 51 51 260
Wisconsin 98 81 94 77 106 456
Wyoming 10 25 32 27 20 114
Total 5007 5130 5198 5233 5275 25843

Truck Accident Conditions

This section provides statistics that describe conditions at the scene of fatal traffic accidents involving trucks in 2000: June had the greatest number of fatal involvements with 509, while April had the fewest with 388. About two-thirds of fatal accident involvements occur in rural areas. About two-thirds of fatal accident involvements occur in daylight. 81.8% of fatal accident involvements occur on dry roads. 84.9% of fatal accident involvements occur in “normal” (i.e., no precipitation) weather conditions. 28.8% of fatal involvements occur on state highways, 26.3% on U.S. highways, and 25.4% on interstate highways. In 10.4% of fatal involvements, the other vehicle crossed the center line of the road and struck the truck head on. truck accident attorneys

Vehicle Statistics

This section provides statistics that describe the physical configuration of trucks involved in a fatal accident in 2000. Of the 5,275 trucks involved in a fatal accident in 2000, there were 3,164 tractor-semitrailers, 1,519 straight trucks with no trailer, 222 straight trucks pulling a trailer, 123 bobtail tractors, and 162 tractors pulling two trailers. Straight trucks with no trailer represented 28.8% of all trucks involved in a fatal accident. Tractor-semitrailers accounted for 60.0% of the trucks. Over half of the tractor-semitrailers pulled a van trailer - either a dry box van or a refrigerated van. 24.6% of the straight trucks had dump bodies. The next most common straight truck cargo body was a van body, with 21.8%. 30.2% of the trucks were empty, 21.8% were carrying general freight, and 13.1% were carrying solids in bulk (gravel, soil, etc.) at the time of the accident. 8 trucks were longer than 100 feet; 43 weighed more than 100,000 pounds. 74.6% of the trucks involved in a fatal accident were Class 8, the heaviest Gross Vehicle Weight Rating (GVWR) class. 49.1% of the trucks were operated by interstate for-hire carriers, 17.8% by interstate private carriers, and 16.6% by intrastate private carriers. 34.5% of the trucks were on local trips (within 50 miles of base) when involved in the fatal accident.

Driver Statistics

This section provides statistics on the drivers of trucks involved in fatal traffic accidents in 2000. 2.2% of truck drivers involved in a fatal traffic accident had been drinking. Drug use was reported for 0.6% of truck drivers in a fatal crash. 96.4% of truck drivers involved in a fatal accident were male. 713 truck drivers were fatally injured in a traffic accident. 2.1% of truck drivers involved in a fatal accident were recorded as drowsy or asleep. Driving too fast was the most common driver factor recorded (7.6%), followed by ran-offroad (6.9%), and inattentive (5.4%). 63.4% of truck drivers had no driver factors recorded.big rig accident attorney

Straight Truck Statistics

This section provides descriptive statistics on straight trucks involved in a fatal traffic accident in 2000. A straight truck is a truck power unit with a permanently attached cargo body. Straight truck configurations include trucks pulling no trailers, trucks pulling a full or other trailer, and wreckers towing cars or other straight trucks. Truck configurations with a straight-truck power unit accounted for 33.3% of all trucks involved in a fatal traffic accident in 2000. 38.3% of straight trucks were Class 8 (over 33,000 lbs.) Gross Vehicle Weight Rating (GVWR), and 18.7% were Class 3 (10,001-14,000 lbs.). The lightest straight trucks involved in a fatal accident in 2000 weighed 5,000 pounds or less; the heaviest straight truck combination weighed over 120,000 pounds. 36.9% of straight trucks were empty at the time of the accident; while solids in bulk was the most frequent cargo type, accounting for 19.2%. 54.2% of straight truck configurations involved in a fatal traffic accident had two axles, 24.3% had three axles (including the trailer), and one straight truck combination had seven axles on the power unit and four axles on the trailer. 37.7% of straight trucks were operated by a private, intrastate carrier; 23.7% by a private, interstate carrier; and only 11.6% by a for-hire, interstate carrier. 66.3% of straight trucks were on a local trip (within 50 miles of base) at the time of the accident. 262 straight truck drivers were fatally injured in a traffic accident; 39.3% of the fatalities occurred in ran-off-road crashes. Note: 445 straight trucks had “other” cargo bodies, bodies that did not fall into any named cargo body type. Most of these were utility bodies or some other working body type such as concrete mixers, cement pumps, or boom trucks.

Tractor Statistics

This section provides descriptive statistics on tractor combinations involved in a fatal traffic accident in 2000. A tractor is a truck power unit with a fifth-wheel designed to pull semitrailers. Tractor configurations include tractors pulling no trailers (bobtail), tractors pulling one or more semitrailers, and other configurations with supplementary units such as jeeps that permit hauling very heavy loads or configurations in which the tractor towed other tractors by means of saddlemounts. Truck configurations in which the power unit was a tractor accounted for 3,472 of the 5,275 trucks (65.8%) involved in a fatal accident in 2000. 94.0% of the power units in tractor combinations were Class 8 (over 33,000 lbs.) Gross Vehicle Weight Rating (GVWR). The three lightest tractor configurations weighed 10,000 pounds or less, and were bobtail tractors; the four heaviest tractor configurations were doubles with a loaded weight over 150,000 pounds. 71.8% of tractor combinations weighed between 25,001 and 80,000 pounds. 27.2% of tractor combinations were empty at the time of the accident; while the most common cargo was general freight with 26.6% of tractor involvements. 88.6% of tractor-semitrailer configurations consisted of a three-axle tractor pulling a two-axle trailer. 62.3% of doubles (two trailers) consisted of a two-axle tractor with a one-axle first trailer and a two-axle second trailer. 68.8% of tractor combinations were operated by for-hire, interstate carriers; 15.1% of tractors were operated by private, interstate carriers. 19.0% of tractor combinations were on a local trip (within 50 miles of base) at the time of the accident; 19.8% were on a trip over 500 miles. 449 tractor drivers were fatally injured in a traffic accident; 48.1% of the fatalities occurred in ran-off-road crashes. semi truck accident Extracted from: TRUCKS INVOLVED IN FATAL ACCIDENTS FACTBOOK 2000 Center for National Truck Statistics University of Michigan Transportation Research Institute Contact our lawyer now If you have experienced personal injuries or substantial income loss as a result of a truck accident in Kentucky. Our lawyers are here to give you a free case review and to fight for you in court.
Continue Reading

Homeowners Insurance Coverage

Homeowners Insurance Coverage

Your basic policy will probably cover only $2,500 of business equipment, about enough for a computer and printer. If you've got more, consider a rider. Outside structures. Usually, a policy covers separate buildings for up to 10 percent of the house's insured value. That may not be enough if you have a stable, a pool house, or other complex buildings on your property. Backup of sewer and drains. This peril's generally not covered, either by basic homeowner or by a flood policy. Consider an endorsement, advises Chubb's Ritterson. "A big thaw caused a backup in my parents' house one winter," he says. "It was uncontrollable-and uninsured, leaving $15,000 worth of damage. homeowners Insurance Their carrier had such an endorsement available, at about $30 a year; they hadn't asked for it." Watercraft. If you own boats, find out what coverage your policy includes. Dog bites. They account for one-third of all homeowner claims, says Hartwig, and insurers are tightening their rules and even refusing coverage in some cases. Better find out what a policy will or won't cover. With some bad-rep breeds, such as pit bulls, you might find the dog has eaten your coverage. Indeed, so many factors affect coverage - from layout (alarm system, fencing, yard, pool) to lifestyle (household residents, pets, activities) - that you should consider having an insurance agent visit your home before you finalize or update a policy. An expert is likely to spot insurance issues that you might miss. You can cut cost without losing value Compared with some other types of insurance, homeowners coverage is relatively inexpensive.

Annual Premiums for Home Insurance

Typically, the annual premium for an American home is $1,000 to $1.500, says Salvatore. "Even guaranteed replacement coverage, if you can get it, may cost only 10 percent more," she adds. Moreover, you can often cut costs by raising your deductible. "Going from $250 to $500 typically saves 12 percent on the premium. Go to $1,000 and you'll save 24 percent," Salvatore says. A $2,500 deductible might push your savings to over one-third. The price you pay for a lower deductible is steeper than you might think, says John Burns. "Let's say your premium is $800 on a policy with a $250 deductible, but you could switch to a premium of $700 and a $500 deductible. You should do it. The first way, you're really paying $100 more for only $250 extra in coverage. That's not a very good deal." Increasing a deductible, in other words, may not mean taking on much additional risk. Indeed, you may add almost none, given the catch-22 of insurance:property insurance Making a claim is often bad strategy. "Most people absorb small losses anyway, since having a number of them means you may have your coverage canceled," observes Salvatore. You can reduce costs in other ways, too. Having a security system can cut your premium - by as much as 15 percent, with a high-end system, says Salisbury. And the savings could help pay your monthly alarm-monitoring cost. Or you could save 10 to 12 percent if you buy auto and home coverage from the same insurer. You might cut the cost of umbrella coverage that way, too. Call the Ed Cuellar Insurance Agency for Home Insurance Questions
Continue Reading
1 2 3 5